The home inspection cost in Florida ranges from $378 to $513, with an average cost of $446 for a 1,500 SF (square feet) single-family home, depending on the house size and additional services required. Standard home inspection costs vary widely, primarily based on local market conditions.
According to the American Society of Home Inspectors (ASHI), nearly 84% of all home buyers will hire a home inspector for their home purchase.
In general, larger cities like Jacksonville, Miami, Tampa, Orlando and St Petersburg tend to have higher average home inspection costs due to the larger demand for professional inspectors and the higher cost of living.
In Orlando and St Petersburg FL the average cost of a home inspection for a 1,500 SF one-story home is between $378 and $513, with a median price of $446.
Miami, has the highest cost of living in Florida. The home inspection cost in Miami. FL ranges $428 to $556, with an average cost of $492 for a comparable 1,500 SF single-family home.
The cost of a home inspection in the Tampa area is slightly less than Miami at about $408 to $527, with an average cost of $468.
Jacksonville is Floridas largest city, but has a lower cost of living than Miami and Tampa. A home inspection in Jacksonville, FL costs about $368 to $497, with an average price around $433 for a one-story 1,500 SF house.
Florida has many large 2 and 3-story homes. For a 2,000 SF two-story house the inspection cost is about $518 to $713, or $616 on average. While a 2,500 SF two-story inspection costs about $697, with a range of $583 to $810.
The home inspection cost in Florida for a 3,000 SF or larger homes can range from $648 to $1,193 or more. A home with a crawl space can add $50 to $150 more than a house with a concrete slab.
It is important to note that market conditions can also impact the home inspection cost in Florida, as higher demand for inspectors can lead to higher prices. Additionally, the size and age of the home, as well as its location and other factors, can also impact the cost of a home inspection in Florida.
Researching and comparing prices from multiple inspectors before selecting one for your home inspection is important to ensure a fair price.
|Home Size in Square Feet||Inspection Cost|
|1500 SF||$378 to $513|
|2000 SF||$432 to $594|
|2500 SF||$486 to $675|
|3000 SF||$648 to $983|
|4000 SF||$778 to $1,193|
Average Home Inspection Cost in Florida
Do You Need Specialty Inspections in Florida?
The home inspection cost in Florida does not include specialized or specialty inspections such as radon testing, mold testing, swimming pools, termite inspections, drone inspections, infrared scanning, etc.
Other factors affecting the home inspection cost in Florida include detached structures, pools, well systems, or septic systems. Other services, such as radon or mold testing, also affect the home inspection fee.
Here is a list of ancillary services and costs:
|Specialized or Specialty Inspections||Inspection Cost|
|Radon testing||$100 to $350|
|Well water testing||$200 to $450|
|Mold testing||$300 to $800|
|Lead paint testing||$125 to $350|
|Drone roof inspection||$100 to $250|
|Thermal imaging (infrared scanning)||$100 to $250|
|Swimming pool inspection||$100 to $250|
|Septic dye testing||$100 to $350|
|Sewer scope||$300 to $800|
|Termite inspection||$150 to $350|
If any of these are requested, the extra cost will be added to the home inspection cost in Florida. Additionally, certain areas require one or more of these specialized inspections, which raises your home inspection cost.
While rare in most markets, some inspectors base their inspection fees on a percentage of the purchase price.
Many home inspection companies offer discounts for:
- military and civil service personnel
- first-time home buyer
- additional inspections for multiple properties
- ancillary services purchased at the time of inspection
Beware of home inspectors offering cheap home inspections. Most of these are scams or provide a minimal home inspection that often doesn’t meet the NACHI Standards of Practice.
Some Florida home inspectors offer package deals, including a certified home inspection, 4-point inspection, and wind mitigation inspection.
Other types of home inspection popular in Florida include a 4-point inspection and wind mitigation inspection.
Insurance companies use the 4-point inspection to assess a home’s safety and overall condition. It focuses on four main areas: the roof, electrical system, plumbing system, and HVAC system. A 4-point inspection in Florida is typically between $125 and $300. Insurers use a 4-point inspection to determine if they will provide insurance coverage for the home.
Wind Mitigation Inspection
A wind mitigation inspection looks at building features that can reduce damage in the event of strong winds or hurricanes. These features include shutters, roof shape and design, roof-to-wall connections, and more. The cost is typically around $150 to $350, and the report will help reduce homeowner insurance premiums. Contact your local home inspector for more information.
Both types of home inspection are important for potential Florida homeowners to consider. Knowing the details of these inspections can help you make an informed decision when choosing a home in Florida.
Radon Testing in Florida
In Florida, there is insufficient data on the presence of radon gas. According to the Florida Health Department, it is estimated that as many as 1 in 5 Florida homes can have elevated radon gas.
Neighborhoods and entire counties are known to contain dangerous levels of radon gas. The known hot spot counties were identified as having the highest potential for elevated radon levels. They are Leon, Columbia, Union, Alachua, Marion, Citrus, Hillsborough, Polk, and Dade, according to the Florida EPA Map of Radon Zones.
What is a Home Inspection?
Real estate agents usually write a purchase agreement with a home inspection contingency clause, giving the home buyer 10 to 14 days to complete the inspection process.
A home inspection is a non-invasive visual evaluation of the condition of a residential home. A professional home inspector will inspect the interior and exterior of the house, including the roof, foundation, structure, electrical, plumbing, and HVAC systems, to identify any existing problems that may need to be addressed.
The purpose of a home inspection is to provide buyers with complete information about the condition of the property they are considering buying so they can make an informed decision and gain peace of mind.
During a home inspection, a trained and qualified home inspector will evaluate the home’s major systems, including the heating and cooling systems, plumbing, electrical, and structural elements such as the roof and foundation. The inspection will typically take 2 to 3 hours, and the inspector will provide a detailed report of any issues or areas of concern they discover.
Is a Home Inspection Worth It in Florida?
You may also be debating whether a home inspection is a good idea. The home inspection cost is worth it and provides in-depth information on its overall condition and safety concerns. A home inspection identifies what needs repair or improvement.
A home inspection is an important step in the home-buying process, as it can help buyers identify potential problems with the property before they commit to purchasing it.
The home inspection cost in Florida is worth it because it can identify potential issues with a home before you purchase it. From my nearly 20 years of experience as a licensed home inspector, a home inspection often discloses about $5,000 or more in necessary repairs or improvements.
A home inspector can give you peace of mind knowing that the house you’re interested in purchasing has been thoroughly inspected and any significant issues have been identified. This can help ensure that there are no surprises down the road and that what you see is what you get when it comes to your new home.
With a detailed home inspection report from a certified home inspector, you can make an informed decision about whether or not to proceed with the purchase.
What a Florida Home Inspector Looks For?
A good home inspector will examine the property from top to bottom and objectively report its condition. But what exactly are they looking for?
The roof is one of the most important components of any building, so it’s no surprise that it is at the top of any good home inspection checklist. The typical shingle roof can last 15 to 30 years, depending on the shingle thickness and quality.
Signs of wear and tear, such as missing shingles or water damage, and potential structural issues could lead to more expensive repairs.
Your homeowner’s insurance may require a roof certification if the roof coverings are over 20 years old to issue you a new home insurance policy.
Foundation & Structure
The foundation and structure are key elements of any residence and should be inspected for signs of cracking or shifting. If there are any foundation issues, it’s important to know about them before making a purchase decision, as they can be difficult and expensive to repair.
Electrical and Plumbing Systems
The plumbing system is essential for carrying away waste and preventing flooding in your home. Home inspectors will test all faucets and fixtures, check for leaks in pipes, examine drainage systems, and note whether water heaters are functioning properly or need replacing.
The electrical system should be examined thoroughly during the home inspection to ensure it functions properly and safely. Electrical defects like frayed wires, improper grounding, or other malfunctions could cause a fire or electrical shock hazard.
The safety features like ground fault circuit interrupters, smoke detectors, or carbon monoxide detectors are also inspected during this process.
The house’s mechanical systems, including the water heater and HVAC system, only last 10 to 15 years. The inspector will ensure that all of these items are in proper working order and functioning as they should be.
Reporting on Water Damage
The inspector will likely note these issues in their report if there are any visible signs of water damage or mold growth due to leakage or dampness within the home. Water damage can occur due to improper ventilation, poor drainage, or leaky pipes.
Other Safety Issues
Home inspectors look for a variety of potential safety issues when inspecting a house, such as:
- Proper railings on steps and stairways
- Working smoke alarms and carbon monoxide detectors
- Tripping hazards like loose steps or uneven pavement
- Fireplaces, chimneys, and flues for blocked or damaged ducts
- Properly functioning doors and windows for emergency egress
Are Florida Home Inspectors State Licensed?
Yes, Florida home inspectors are state licensed. The state of Florida Division of Professions Home Inspectors Licensing Program is responsible for ensuring the licensing and regulation of home inspectors.
To become a licensed inspector in Florida, an individual must complete 120 hours of education and training and pass the National Home Inspector Examination®.
Home inspectors in Florida must complete 14 hours (with 2 hours of wind mitigation) of bi-annual Continuing Education credits bi-annually.
NACHI and ASHI offer home inspector certification programs to equip reputable home inspectors with the knowledge and skills to perform accurate inspections. The home inspector training courses cover building systems, safety protocols, legal requirements, and communication techniques.
Upon completing the home inspection certification program, graduates will receive a certificate and be qualified to provide quality services for their clients.
How to Choose a Florida Home Inspector?
Choosing a professional home inspector is not always straightforward. A home inspector can help you find problems with your property. Before scheduling a home inspection, you should check for these qualifications.
- Look for a licensed home inspector: Make sure your chosen inspector is licensed and certified in your state. Ask for proof of their certification and licensing, and check with the state regulatory board to ensure they are in good standing.
- Look for professional certifications: Look for a home inspector who is a member of a professional organization such as the American Society of Home Inspectors (ASHI) or the National Association of Certified Home Inspectors (NACHI). These organizations have strict standards and codes of ethics that their members must follow.
- Check for experience: Look for a home inspector with expertise in the type of home you are buying. If you are buying an older home, you may want to look for an inspector with experience in historic homes. Similarly, if you are buying new construction, you may want to look for an inspector with experience in new homes.
- Review sample reports: Ask the home inspector for a sample report so that you can see what kind of information they will provide. Look for a report that is thorough and easy to understand.
- Consider the cost: The home inspection cost in Florida varies widely, so shopping around and comparing prices is important. However, don’t choose an inspector solely based on cost. Choosing an experienced, licensed, and certified inspector who will provide a thorough and accurate inspection is more important.
See the HUD website for a list of questions for a home inspector.
Should Sellers Get a Home Inspection in Florida?
Sellers should get a pre-listing home inspection before listing their house for sale. A pre-listing inspection can provide an unbiased assessment of the property’s condition and reveal any hidden issues that may need to be addressed before putting the house on the market.
Knowing about potential problems in advance will enable them to address and repair any major issues on the seller’s terms and prevent renegotiating terms after a buyer’s home inspection.
A seller home inspection checklist can help you get the most from your sale and prepare you for home inspection day.
Home Inspection Cost in Florida FAQs
You may have additional questions about the professional home inspection cost in Florida. Here are some additional frequently asked questions.
What do home inspectors look for in Florida?
A home inspection in Florida typically includes a visual inspection of the home’s major systems, including the HVAC, plumbing, and electrical systems, as well as the roof, foundation, and other structural elements. The inspector will also look for evidence of water damage, mold, and wood-destroying pest activity. Lastly, they’ll check for safety features like GFCI protection, smoke detectors, or carbon monoxide alarms.
Are home inspections required in Florida?
No, certified home inspections are not required in Florida. However, it is highly recommended that buyers get an independent home inspection to ensure that the property they are purchasing is safe and in good condition.
Who pays for a home inspection in Florida?
Typically, the buyer pays for a home inspection. However, in some cases, the seller may offer to cover the cost of an inspection as part of a home sale negotiation. The terms of a home inspection cost agreement should be discussed between the buyer and seller before an inspector is hired. For more, see Who Pays for the Home Inspection?